Advanta IRA Trust – Real Estate IRAs

Picture it! You are staring at the screen, trying to do some comparative research on a few potential IRA custodians when your eyes start to cross and your brain starts to smoke. Believe me, I know the feeling. It’s so difficult to choose a company you have never worked with before.  So you start searching, you start reading reviews, and all the while, these questions are running through your mind like, how much do they charge,  how easy is it to open up an account, do they have a local presence, and most importantly, how is their customer service?  Well, give your fingers a rest and look no further because AdvantaIRA is here to save the day!

There are countless reasons to go with Advanta in order to self-direct your IRA. First of all, we offer very competitive fees that will make your wallet smile! In comparison to other IRA custodians, we are the lowest but still give A+ service. Now that’s something to make YOU smile. We don’t tell you how much to pay per year, YOU get to elect which one of our two fee schedules fits you better. Whether you choose to go with Asset based or Value based, we can assure you it will still be less than our other competitors and that makes us ALL smile!

Furthermore, our account opening process is so easy, a caveman can do it! (Wait, I think I have heard that before somewhere?) Our process is as easy as 1, 2, and 3! The first step is to fill out our application and fee schedule. Once you send this in to us by fax, email or mail, we will have your account open within a day! The second step is to fund the account. This process can take up to two weeks if you are transferring or rolling over your funds from another custodian. Do not worry though, if you need the account open up a little quicker; you can choose to fund the account simply by a contribution. Since our minimum balance is only $100, you do not have to break your bank to start investing! Just make sure to have all account opening fees accounted for as well. And finally, the last step is to start investing! You choose your own investment with a self-directed IRA whether it be real estate, LLC’s, secured and unsecured notes, precious metals, etc.! The possibilities are endless!

In addition to easy account opening, we have a dominant, local presence so you won’t need a search party to find our offices!  With locations all over Florida, including Miami, Fort Myers, Gainesville, and even the state of Georgia, we got you covered! All of our offices have very capable staff that can answer any questions you have in regards to your IRA.  You can visit our website to acquire the phone numbers, addresses and directions to each location.

Last but definitely not least, AdvantaIRA offers the FINEST customer service there is. We understand that it can be challenging to trust someone else when it comes to your finances and that’s why we give you the peace of mind that all un-invested funds are FDIC insured for up to $250,000. It is our job to ensure the safety of our client funds by placing them in FDIC insured institutions. If you walk in to one of our many locations, you will always be greeted by a friendly person. When you call in, you will always speak to a live person, and not some robot that can never understand what you are saying.  We are speedy, efficient, and most importantly, we are confident in our knowledge of Self-Direction and all that comes along with it. So what are you waiting for? Go ahead and open an account with us today because we love to say we told you so.  

To learn more about Self-Directed IRA’s and taking control over your retirement please contact the professionals at Advanta IRA Trust at 239-333-1031 or visit www.advantatrust.com.

Advanta IRA does not sell any products or offer any investment advice. All information is for educational purposes only; please consult your tax advisor or CPA before investing.

For Immediate Release: April 5, 2012 – Advanta IRA Trust, LLC, is proud to announce their new and improved Self-Directed IRA website. The updated URL is www.advantaIRAtrust.com. The website has been completely updated with new information, new forms, new client online access and much, much more!  The website has been redesigned to concisely deliver information that an alternative investor needs.  There are also several free guides that are downloadable on the website, including general self-directed IRA info, real estate IRAs and IRA Quick Contribution Guide. Also outlined on the site is a list of free educational events that Advanta IRA holds monthly. 

 AdvantaIRA specializes in Self-Directed IRAs, specifically real estate, private notes, and LLCs.  Offices are in Fort Myers, Miami, and Gainesville. AdvantaIRA’s team boasts a unique style of personal service to the Self-Directed IRA arena. 

 For further information about the AdvantaIRA, visit the company website at www.AdvantaIRATrust.com or call (239)-333-1031.

As Tax Day 2012 looms nearer, savvy investors are adding one more thing to their To-Do list besides completing their taxes. Unless you will be filing an extension, April 17^th, 2012 is also the due date for all IRA contributions for tax year 2011. Why does this matter? Well, IRA contributions are when an individual takes personal funds and deposits them into an IRA account. When a contribution is made to a before-tax account, such as a Traditional, SEP, or SIMPLE IRA, the amount of the contribution is usually tax deductable and can net you a nice refund from Uncle Sam. Besides the short term perk of reducing your tax bill, the contribution to your IRA account then grows within a tax sheltered environment, allowing you to compound the power of your investment earnings since they grow tax free within the account. The compounding effect of the tax sheltered IRA account produces a major long term benefit as well, the generation of greater wealth for the IRA holder and a more robust financial future.

Still not convinced? You might want to consider that contributions are a use it or lose it deal from the IRS.  If you contribute less than the maximum amount allowed to your plan, you cannot make up the difference in a different tax year. The IRS caps contributions for IRA accounts at a specific amount each year, regardless of how much or how little you have contributed in the past.

The annual contribution limits differ for each type of IRA. A detailed list of contribution limits can be found at: http://www.advantatrust.com/learning-center/2012-contribution-quick-reference/

AdvantaIRA Trust, LLC is a self directed IRA Administrator. We allow our clients the freedom to invest their retirement savings in assets such as real estate, mortgage notes, precious metals, futures, commodities, private stock and more! To learn about us, please visit our website at http://www.advantaIRAtrust.com/ or call our knowledgeable staff at (239) 333-1031.

AdvantaIRA does not sell any products or offer any investment advice. All information is for educational purposes only; please consult your tax advisor or CPA before investing.

An old familiar face has been showing up around town. After years of declining values an interesting trend has emerged in Southern tip of  Florida since early December. Our old friend the out of state real estate investor is coming back and they are coming back strong. The low prices on the Islands of Sanibel and Captiva are a dream for a real estate investor. The old adage is still true – profits on real estate are made on purchase. It is still a buyers’ market and they are taking advantage of prices at this time.  
 
Let me give you some statistics, we specialize with two types of clients 1031 exchanges and real estate IRA buyers.  From December 15 to January 31, we did 10 tax exchanges.  What was unique was that all buyers were from up North.  They all sold property up North and purchased replacement property in South Florida.  We have never seen that before.  Also in our real estate IRA business, purchases have increased 40% since December 1st.   These are substantial increases in both services and good signs that investors are stepping up while market prices are still low.  Two community banks that we work with are reporting record number of investors that specialize in Sanibel/Captiva condo rentals. These investors are putting in loan applications and closing. These statistics are a very good sign. 
 
If you currently own real estate, a 1031 exchange may be a perfect opportunity to upgrade your rental property to beautiful South or Southwest Florida. With a 1031, you are allowed to sell investment real estate and pay zero taxes as long as you follow the rules and purchase more investment real estate.  All taxes are deferred upon the sale including capital gains, recapture tax, and state taxes.
 
Real Estate IRAs offer investors the chance to unlock their IRAs to purchase nontraditional assets like local real estate, notes, LLCs or gold. To set up a real estate IRA, you will need to work with an administrator that specializes in Self Directed IRAs. The benefit of all Self Directed IRAs is that asset sales are tax free inside the IRA.  IRAs are not taxed until distributed.  A self-directed IRA allows the money to stay under the tax free umbrella of an IRA and purchase alternative assets.  This is a great way to diversify your IRA accounts. 
 
If you would like more information on either of the services we offer or to learn more about real estate investing, please give me a call anytime. We can be reached at  239-333-1031  or on the web www.advantaIRAtrust.com and www.1031company.com
 
Dave Owens, CPA, CES
President

IRAs are special accounts designated by the US Government to help individuals save for retirement.  Every IRA account is a retirement trust and a trust requires a custodian/administrator.  The Government wants you to segregate your retirement funds and they require this third party to help you out.

AdvantaIRA Trust is an IRA Administrator that helps individuals invest in alternative assets.  AdvantaIRA’s job is to help record keep for your IRA.  AdvantaIRA is a separate company and they do not sell any investments nor are they in any way related to the futures dealer.  AdvantaIRA is knowledge on different types of IRA accounts and the required record keeping.  A Self-Directed Administrator allows the individual to invest in all types of investments and does not limit your choices to stocks and bonds.

Typically an individual will set up a self-directed IRA with AdvantaIRA, with a transfer from another IRA account or they can open it with an annual contribution.  This is a tax free transfer since the money stays under the IRA umbrella.  Individuals can have any as many different IRA custodians as they would like.  Once the IRA is set up, AdvantaIRA will only invest with the client’s direction.

Remember, the Self-Directed IRA is the holder of the account. All future cash back or distributions must come through that particular self-directed IRA first.  Please consult your tax or financial adviser before opening any accounts or making any IRA investments.

For Immediate Release – March 2, 2012- Advanta Self-Directed IRA releases its very own Super Tuesday webinar schedule for SWFL.  Advanta IRA has exciting schedule of classes set up for March 6^th, 2012. Listed below are the Super Tuesday webinars.  A complete schedule of all other upcoming live events and webinars can be found at www.advanta-events.com

Webinar: Self-Direction for REALTORS

March 6, 2012 1:00 – 2:00pm

Learn how to position yourself as the specialist in Real Estate IRA’s! If you are a Real Estate professional looking to stay on top of your game, then this free webinar is for you!

 Webinar: Investing in Notes with an IRA

March 6, 2012 2:00 – 3:00pm

Did you know your IRA can be a private bank? As Credit tightens, take advantage of Secured Lending with your Advanta

Self-Directed IRA. One of the best ways you can make money for yourself right now is by understanding how to use your Self-Directed IRA to loan money to other investors or colleagues. All interest paid to your IRA account is tax deferred or tax free!

 Webinar: Real Estate IRAs

March 6, 2012 3:00 – 4:00pm

Today’s interesting real estate market is making for some great opportunities. With the power of IRAs, ALL GAINS INSIDE AN IRA ACCOUNT ARE TAX FREE. What a time to buy at historically low prices and reap the benefits tax free in the future. A Self-Directed IRA or real estate IRA gives you the freedom to invest in non-traditional assets, such as single-family and multi-unit homes, apartment buildings, co-ops, condominiums, improved or unimproved land (leveraged or unleveraged), commercial property, and more.

 AdvantaIRA is the premier provider of Self Directed IRAs in Florida.  Please call them anytime for a free consultation.  They can be reached on the web at www.advantatrust.com.

We had the pleasure of setting up a booth at last night’s 2012 Market Watch.  It was great to meet the attendees, and get a feel for how they perceive the current economic conditions in SWFL.  Some had the assumption that we were going to get the same sentiment as in previous years: one of hope and encouragement.  Others were optimistic that this year is going to be different simply due to the fact that there was a bar and an array of hor dourves being passed around by pleasant servers.    Denny Grimes made a joke that we will know the market is fully recovered when they start serving dinner at the event again. 

All joking aside, something as simple as serving food at the event was a true indication that things truly are moving in the right direction.  Denny Grimes gave a great presentation is his famous style.  He started off by saying that he was not there to give us a message of hope, but to introduce us to hope’s big brother: CONFIDENCE. 

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For Immediate Release

February 21st, 2012 – AdvantaIRA Trust, LLC is proud to announce the hire of Miami’s Regional Sales Manager, Kevin Collins. Kevin is from Fort Lauderdale, FL and brings over twelve years of financial services experience to his new role.  He has direct knowledge of various alternative asset classes including real estate, secured notes, managed futures, and hedge funds. Kevin will work out of the company’s new South Florida office and focus on expanding the firm’s footprint in the Dade, Broward, and Palm Beach markets.

 AdvantaIRA is committed to the classic American goal of financial independence, especially during retirement. As secure retirement becomes increasingly challenging, some investors want to learn about and take advantage of a wider range of investment options to attain their goals. We are the leaders in self-directed IRAs and real estate IRAs, custodial services and educational curriculum that help clients to build wealth with investments that they know, understand and control.

For further information about AdvantaIRA, call us at (239)-333-1031, or visit the company website at www.AdvantaTrust.com.